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  • Nov 15
  • Loans and Mortgages
  • Concord, California
  • Loan
  • 67
  • REVIEW RATING 5/5

Once again WJBradley has put the screws in me. My initial loan was a nightmare then they miscalculated and lowered my payment after 3 months which now has me owing taxes. To top it off they know I'm refinancing to get away from them, they even sent payoff demand to new company and promised my taxes would be paid Dec 10, they did it Nov 13 now leaving my escrow in the negative jeopardizing my... Read more

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  • Jul 03
  • Loans and Mortgages
  • West Jordan, Utah
  • Loan Dept
  • 212
  • REVIEW RATING 4/5

I am a Realtor and this was my first time with this company. I will never use or recommend them again. At the 11th hour on our deadline to close they have come back with a couple more conditions. Really silly and minor things, that seem a bit ridiculous. This file should have been ready to go a week before the closing deadline. Now the buyers are out of compliance, the sellers are out of... Read more

Was this review helpful? 4 3

  • Aug 28, 2013
  • Loans and Mortgages
  • Last Condition Request
  • 2
  • 2
  • 155
  • REVIEW RATING 5/5

After 7 weeks of working with this company I am spinning in circles, constant headaches and now seeking therapy (I kid you not!). Not only do I have to send every thing over 4 or 5 times to 5 different people, all initially copied, after being specifically told docs work days before closing EVERY day I had a different request "last condition request" fire to put out or handle for underwriters... Read more

Was this review helpful? 6 1

  • Jul 31, 2013
  • Loans and Mortgages
  • Naples, Florida
  • Loan
  • 3
  • 3
  • 226
  • REVIEW RATING 4/5

5 MONTHS OF ***! We started the loan process for a home in March 2012. They promised the world and just could not deliver. We jumped through all the hoops and provided all the paper work. Our Chapter 13 discharge papers that we were told we would not need to close on the house delayed the process because they were required by the underwriters. Within days of closing we were told there was problem... Read more

Was this review helpful? 2 0

  • Jun 28, 2013
  • Finances
  • Rehabilitation
  • 1
  • 1
  • 155
  • REVIEW RATING 4/5

I purchased home too rehab, having done just months earlier. They didn't require a general contractor, that's how much they trusted me. I had too apply for two extensions at $375 each. At first they accepted my 2012 tax extension, then said they wanted the tax's done. Kept promising me that the loan would get done soon. Then they kept changing their mind about the paperwork they needed. They... Read more

Was this review helpful? 3 0

  • Jun 06, 2013
  • Loans and Mortgages
  • Silverdale, Washington
  • Loan
  • 3
  • 3
  • 181
  • REVIEW RATING 5/5

If your priority is to be able to close on your planned closing date, please reconsider working with this company. The loan officer was not on top of my case, I had to chase him on a regular basis for updates. The underwrite is extremely inefficient in review and turnaround. There were conditions, documentations requested but were not reviewed in the timely manner. As a result, time wasted on... Read more

Was this review helpful? 3 0

  • Jan 01, 2013
  • Finances
  • Dallas, Texas
  • 2
  • 2
  • 321
  • REVIEW RATING 2/5

After months of jumping through all kinds of hoops, even having to explain why I had a negative balance in my checking account for 1 day (credit card fraud) they declined my loan due to a mathematical error that should have been caught from the first time I sat down with them. I was pre-qualified in November 2012, paid for the appraisal, inspection and earnest money totalling around $3,000 that... Read more

Was this review helpful? 8 16

  • Dec 26, 2012
  • Finances
  • Phoenix, Arizona
  • 1
  • 1
  • 336
  • REVIEW RATING 4/5

We started the re-fi process with Stephanie Pearson at WJ Bradley in the beginning of Oct 2012. Only reason we used WJ Bradley for the re-fi was because we were promised a free re-fi by our previous loan officer. We got what we paid for. Zero. Stephanie got pissed if we asked questions. Hardly any communication. We did everything she asked for every time. But then there was always more. ... Read more

Was this review helpful? 8 3

  • Apr 23, 2012
  • Loans and Mortgages
  • Carmel, Indiana
  • Mortgage
  • 5
  • 5
  • 518
  • REVIEW RATING 4/5

I am currently attempting to close a loan with WJ Bradley. Thier website promotes trust but do not make this mistake. Be very careful. They had me write the seller concessions for closing cost out of my contract because a USDA loan program they have allows 100% financing of closing costs. Then after I paid for numerous items and put down a deposit on the contract they told me that it was... Read more

Was this review helpful? 8 20

  • Apr 06, 2012
  • Finances
  • Lakewood, Colorado
  • Home Loan
  • 2
  • 2
  • 319
  • REVIEW RATING 5/5

Pre-approved, Pre-qualified. Not sure while they do this to a person? I was both back in early November 2011. On March 23, 2012, one hundred twenty-four days later, still waiting on the UA, I was asked to do another extension(that would have been #4). I dropped out. So with ME doing that it cost me my earnest money(500.00 paid to Hud) and the money for extensions(3x225.00=675.00). I was to get... Read more

Was this review helpful? 5 0

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